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looking to save money for your medical insurance? Do you know how to do it? Here are the 6 best ways to save money on your insurance.

1. Government health care programs

Federation and countries offer a range of low cost and no cost health care programs for low-income families, elderly, pregnant women and children. To determine whether the conditions for one of these programs, visit the state Department of Insurance website or call them on the phone.

2. Shop Prices

If you do not for a program of the government, the best way to save money on health insurance is to shop rates from various companies. You can use hundreds of dollars by simply clicking on an insurance comparison website comparing rates from different companies, and select the best price. Most of these pages only with A-rated companies so you know you will always have a favorable rate with a good society. (See link below.)

3. Select a managed health care plan

Managed health care plans - HMOs, postal operators and POSS - are the least expensive comprehensive health care plans. These plans will bring you to a group of doctors and hospitals for your health. These plans for your doctor bills, hospital charges, costs and prescription drugs.

4. Get a Health Savings Account

A Health Savings Account (HSA) is a cheap, major medical health insurance plan, coupled with a tax-deferred savings account. You have money in the savings account to be used to pay your insurance deductible. The money is tax deductible and can also be used to pay for health care expenses such as drugs, vision care, or dental bills. The money remains in your account earns interest tax deferred.

5. Select a health plan

Specializes in certain health plans, diseases or special medical situations. For example, hospital birth plans pay hospital bills every day in hospital. Specified disease plans pay your bills for the various medical diseases such as AIDS, cancer or heart disease.

6. The major medical plans

These plans cover catastrophic illnesses like cancer and heart disease. Basic major medical plans for the hospital expenses as well as X-ray and laboratory tests, while you pay for doctor visits and medication.

Visit http://www.LowerRateQuotes.com/health-insurance.html or click on the following link to the health insurance rate quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert with their online chat service.

The author, Brian Stevens, is a former insurance agent and financial consultant, has a series of articles on health insurance.