insurance prelicensing education

insurance prelicensing education
Do you know what to do about the search for a lost life? You can not think too much, but for many people, this is an everyday occurrence. You lose a loved one and know that they are a life insurance but they can not find it. You have no idea who the life insurance was that the policy has.

This happens a lot. In fact, about one quarter of all life insurance death are never claimed. That is amazing. The measures have been over the years in the case of death of the insured to protect their family and now nobody has any idea where life is missing.

Under federal law, all death benefits that are not in a trust until they are claimed. The view that in the past year almost $ 23 billion into the fund, with only 1 billion U.S. Dollar always claimed.

What can you do in the event that you know that there is no life insurance?

1. If you have access to their personal records, go through old bank statements or deleted, whether they paid any insurance.

2. Do they have a personal lawyer or accountant, who know about all the old policy?

3. Speak with a former employer about the group life insurance, it does exist.

4. Get in touch with the Medical Information Bureau. She urged all medical records by insurance companies in the past 7 years. So, if the policy in this period, most of the MIB will know about it. Click here to find more information about them online.

5. Look at the mail, which remains the person who, after death. If it is a policy which is still in the paid, you are premium messages.

6. Look at income tax returns to see if interest dividends on all food policy.

There is no time limit for claiming the benefits to the lack of assurance that you are the beneficiary. It is 25 years later, and the company will still pay you the proceeds.

The search for a lost life insurance is perhaps not the easiest thing to do, but with patience and a little detective work, you should be able to view it in a short period.

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You can read more about the search for a lost life insurance as well as information on everything to do with life on http://www.Life-Insurance.InfoFromA-z.com