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Many women in America are in this situation today with no maternity insurance. The reasons for the non-maternity coverage too often:" I can not afford "", "" I thought my maternity coverage included ", or" "I just do not choose to have them in my plan, because we were not planning on having a baby yet". Although the reasons are different, the result is the same. It is so bad that during one of the happiest times in a woman's life to be mingled with worry and fear. It is my hope that the information in this article will provide a clear answer and help some of the anxiety you feel. I remember when my wife was pregnant, we had enough to worry much less about the financial aspects of the birth of a child.

So, what are your options if you do not have maternity coverage? Unfortunately, as you probably already the insurance Avenue is here! If you are pregnant, insurance companies will not accept. It is a way to auto insurance after a car accident wreck. Fortunately, there are a few choices, you can:

** --- Cheap Health Insurance Cheap health insurance plan as Ameritania are similar to traditional major medical plans, nor are different. Major medical insurance plans are designed so that the cost of medical claims. Discount plans, but only for a better price for health services. The nice thing about discounts, they are significantly cheaper than traditional health plans, and you can start with the benefits from day one.

** Advocacy Groups --- Similar discount medical plans maternity interest groups, such as maternity benefit. They will help negotiate the best prices for laboratory work, to help find the best doctor in your area charges, and help to errors in the billing, to save costs. Click on the link above to a mother-specialists can help you better understand the different programs they have available for you.

** Cash Pay Option --- Most OBGYN settlement are two methods 1) global settlement, the insurance and 2) cash. With a cash payment option will give you a discount for cash to pay their medical benefits. Normally, the doctor's office will be around $ 2000 - $ 3000 dollars from conception to delivery. Next, you must use the billing department of your hospital. Each hospital has an advance payment for delivery. Usually these packages from $ 3000 - $ 5000 dollars. As you can see, is a much more expensive to live on the front-end, but you save at the end. On average, a normal pregnancy, if you have no insurance, use an advocacy group or discount plan will cost from $ 7500 - $ 10,000 dollars just for the delivery!

As you can see there are options for pregnant women. I want it as comprehensive as traditional health insurance with maternity care, but these programs help women a lot of money into their maternity costs. I hope that after reading this article, you have a better understanding of what your choices are and are able to develop a "road map" of what to do next. But most of all, I hope that you can now a little easier at night, because in a few months is a lot of late nights with your new baby.

About the author: Matt Irons, an independent health insurance Arizona, is dedicated to the welfare of its customers by providing peace and helps them find quality Arizona health insurance at an affordable price. He ensures the honest answers and advice to solve your insurance needs. Visit him on http://www.ironsfamilyinsurance.com

For further information:
Contact: Matt Irons
E-mail: matt@ironsfamilyinsurance.com
Phone: 602-573-4198
FAX: 623-691-8033
http://www.ironsfamilyinsurance.com