p martin insurance

Auto insurance is an extremely important if you have a vehicle. Car insurance is to protect the person or a company or organization from financial loss in relation to a motor vehicle. Financial loss can happen because of many reasons, and Auto insurance can be your loss in a variety of ways. There are six main types of reporting on the auto-insurance, they are:

The liability for property damage
The liability for property damage in case of damage you or a person driving your vehicle with your permission, not on someone else property. Can also damage the other vehicle, utility poles, fences, buildings, houses, businesses, or almost any kind of structure of your vehicle comes into contact with.

Liability for personal injuries
Liability coverage for bodily injury, the payment of damages that you or someone the approval for the operation of the vehicle leads to another person. Because the body can be very expensive, it is important to ensure that you and your family has had enough of this kind of reporting.

Collision
Collision coverage protects your vehicle from damages resulting from an accident (collision with another car, pot holes, cars flipping over, etc.). Collision coverage pay for the repair of your vehicle, or if your vehicle was involved in the accident a total will be refunded to you for the value of the vehicle (deduction deductible and, in many cases, other costs).

Comprehensive
Comprehensive coverage protects you against losses due to theft or other types of damages, other than a collision, including fire, hail, vandalism, contact with animals, and acts of God (such as hurricanes, floods, etc.)

Medical / Personal Injury Protection (PIP)
Medical / PIP coverage pays for treatment if you are injured in a car accident either, if you are driving a vehicle or a passenger in your own vehicle. Some are more comprehensive measures such as rehabilitation costs, lost wages and even funeral expenses.

Uninsured or underinsured motorist
Non-insured coverage to protect against damage if the driver without insurance or a hit a run driver caused an accident with you, your family or your vehicle.
Underinsured coverage can be useful, the damage caused by an error in that driver is underinsured or do not have sufficient means to pay for your damages. For example, this scheme can protect if from a vehicle as a pedestrian.

It is important to note that the above mentioned types of reporting of the separate fees and any type of coverage may have different deductibles.

Connie Barker is the owner of several websites, including financial services, dealing with Auto Insurance Coverage