out wedding insurance

out wedding insurance
A recent Wall Street Journal article reported that", "First results of the annual health insurance survey by Mercer, a benefits consultant to show that the health insurance costs for all employers will have about 5.7% in 2009 - the lowest annual increase in the last ten years. But small employers - with 10 to 499 employees - expect their health costs jump 10% next year. "

So what are some practical things you as a small business in Montana can do to help you reduce your health and the health insurance costs? Here are three tips that you might be useful ...

1st Tip Create employee wellness programs.

Health of employees is not required to go to the doctor, how often. Promoting fun and creative weight loss, exercise, nutrition and other wellness programs that not only helps to promote health, but can also enhance employee productivity. What employers want is not more happy, healthy and productive employees? A good wellness program can be your entire working environment and save a lot of money in the long run.

2nd Tip Implementation of health savings accounts.

Health savings accounts (or HSAs) are usually selected by employees for their out-of-pocket health care costs not otherwise by a health insurance plan. For example, employees can HSAs to cover expenses like deductibles, vision expenses (even you do not offer vision coverage), and the like. HSAs are more and more popular with many companies (small and large). They are a good way to save money, while some tax benefits for your employees.

Tip 3: Shop around.

The Internet makes it easier than ever to research and compare various competing providers before you for your business.

As a small company looking for a good health insurance in Montana is of crucial importance. Some providers may very in price more than you might expect. So do not just on the first. Research and compare. Then choose the provider that best fits your needs.