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1st earthquake damage is not covered by a standard homeowners insurance.

Too many people learn the hard way that earthquake damage is not covered by their homeowner insurance. A standard homeowners insurance is for your home and your personal property against many dangers. Things such as damage caused by hail or wind in a storm, theft or vandalism, a car crashed into the house would be covered by a standard homeowners insurance.

But some things, such as floods and earthquakes are not covered. Thus, for earthquake damage assumes that you have additional insurance. The premiums for this type of insurance are usually quite small, but the deductibles can be high. If you choose to earthquake insurance Shop around for the best offer. Try a policy that provides coverage for a reasonable price and be sure to ask how much the deductible is.

2. California is not the only place that has earthquakes.

If you use the word earthquake the first thing is that your mind can California. But California is not the only place where the earthquake. Since 1900, 39 of 50 states have earthquakes, and all 50 states that have damage caused by earthquakes. Approximately 90% of Americans live in a seismically active areas, but a very small percentage of people actually care your earthquake insurance. Even in California, where earthquakes are most likely only about 12% of homeowners carry earthquake insurance.

3. Some simple things you can do to prepare for earthquakes.

Many, especially in a small earthquake, there can be no structural damage to your house, but some of your personal belongings in the house may be damaged. Besides, people can damage seriously injured or killed by large furniture or other objects which are on top of which they occur, should an earthquake. It is a good idea to remove large furniture such as a shelf on the wall, that it is against. A few dollars of hardware and a few minutes of your time could save your life.

There is also a good idea, some bottled water, flash lights, canned food and first aid supplies available. If there is an earthquake it could be power outages and plumbing damage, and it is well prepared for the possibilities.

Learn the facts about homeowners insurance. How much you need and how to save money on homeowner insurance Inform yourself and protect your home and your financial well-being of a potential disaster. http://homeowners-insurance-questions.info