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For many people travel insurance is only one of many extras, the agent will try to us in our holiday package to boost its profits and our holiday even more expensive than it needs. But there are at least three very important reasons that you do not leave home without your international travel medical insurance in your suitcase.

First, travel insurance protects you lose all your money should an emergency occur, the forces to cancel your holiday. This is especially true when you book your vacation some time ago, because you do not know what might happen in the coming weeks to your departure. That said, emergencies have a habit, which at any time and without warning, and so this is a form of protection, which really is not in time.

It is natural to assume that nothing has ever happened to us but a vacation can often be a substantial up-front investment and the loss of these funds may well mean that you do not re-book your holiday at a later date.

Second, travel insurance you can pay for medical treatment while in transit and at destination, and if you are unlucky to have a significant accident or illness, the cost to you back home if the need arises.

Medical treatment can be very good at your destination, and it might even be much cheaper than it is at home. Nevertheless, one or two days in the hospital have a very large Bill eats that deeply into your holiday money. You may also find that the medical care at your destination, leave much to be desired, and you can even shorten your holiday and go back home to the treatment you need.

Third, travel insurance provides protection for your property while you are at your destination, so you are in case of loss.

If you are a regular traveler then you will probably have the loss of luggage at some point and will know how cumbersome and expensive it is. I will not forget setting for lunch on the way to the airport on a holiday, and very carefully hedging my bag out of sight in the trunk of my car. When I returned about half an hour later I discovered that someone had the lock on the passenger side door and folded the rear seats for access to the boat and steal my case.

I also remember only too well, waiting for a traffic light, a hot and sunny day in Portugal, when a motorcycle is next to the car and a young man reached through the passenger side window to snatch the handbag of my mother, by her feet on the ground .

Traveling abroad is expensive enough, but to travel without adequate insurance can result in bills that you just do not the money to pay. So, if you have plans for a trip not to forget to make travel insurance in the list.

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