free insurance continuing

free insurance continuing
As a Houston Farmers insurance agent I sometimes questions about juvenile life insurance. Juvenile life are purchased by a parent or guardian with a child, as the insured.

In the case of death of the minor policy amount is paid if the recipient is that often the parents to the policy. Over time, the beneficiary's spouse or children of the insured.

In my opinion, the life benefit coverage is not the primary reason for a policy for a child. Many youth activities will offer the option to view a greater amount of life insurance later. Some children will not be able to get life insurance because of a health problem or a dangerous occupation. Thus begins a life policy at the beginning will ensure that they are in a position later in life.

A good policy can also be useful for the entire lifetime of the insured. For example, the policy could present value can be borrowed, that the person on the first car or home down payment. It may be the protection for the spouse of the insured children. It could be cash value for use later in life. It could eventually be, leave something for loved ones, if the person dies.

There are many good policies on the market. One to consider would be a flexible universal life policy. These policies usually have options to adjust the term and monthly payment amount. A $ 50,000 for one child could be financed for about $ 25 per month or less. If you are interested, please contact an agent at a reputable company and have all the details. Texas residents are cordially invited to my Houston life insurance office 281-537-2700.

Lamb Insurance Agency, Auto, Home, Life and Business Insurance for Texas - http://www.farmersagent.com/glamb - Life Insurance Site - http://life-insurance-houston.com