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Celtic Health Insurance Company of Arizona is one of the top providers of health benefits in the AZ. The state of Arizona has many health insurance companies compete for customers in each of the districts. Although not many people have heard of this insurance company, Celtic continue to grow at a rapid pace and the people across the country begin to be more and more familiar with him.

The company was founded in 1978 in the city of Chicago, Illinois. It began in the health sector, industry group and individual health plans along with life insurance. After realizing that they could not be limited to these three types of insurance, they decided, with the individual health insurance plans. Today they are one of the most health insurance plans for the individual with more than 900,000 members and is licensed in 49 of the 50 U.S. states except Hawaii. They offer insurance for individuals, children and families, including the plans, the comprehensive and affordable. Short-term plans and Health Savings Accounts are compatible also prominent within the Celtic Health Insurance Company.

All their plans follow the Preferred Provider Organization (PPO) network of physicians and hospitals in which their members receive services. They also have a so-called "Any Doc" PPO, you full insurance with a provider. Although no Celtic million members, as some of the "Top Dogs" "insurance, they strive for excellence and for large customers to help their members. It is because of these results that Celtic Health Company has A-(Excellent) by AM Best. The rating indicates the company, the duties and needs of its members.

Perhaps the best thing about the Celtic and the thing moves, that most members is the ease, the company provides for enrollment. It is only to answer a questionnaire and you will be for the already existing, if and only if certain guidelines are met. If you have an existing health condition Celtic contact for further information. For all other statements in the Celtic skills are anything but strict. To be eligible for Celtic, the insurer must cover the ages between 6 months and 64 ½ years old and may not be another health insurance plan. The applicant must be a U.S. citizens or aliens who reside legally in the country for at least 2 years. The only qualification for the nationals is that they are 6 weeks old or older.

Within the State of Arizona Celtic Health Insurance offers five types of plans and in the context of these plans, there are divisions based on the amount of the deductible to a person in their reporting and the co-insurance and copays they want to pay if you are using the services. All six plans are described in detail below with the various options in the deductible, copays and co-insurance.

CeltiCare II Select PPO Plan: This plan is a doctor and hospital PPO plan for members aged between 6 months and 64 ½ years old. The calendar year deductible for these plans is $ 500, $ 1000, $ 1500, $ 2500 and $ 5000, with "out-of-pocket maximum of $ 2500, $ 3000, $ 3500, $ 4500 and $ 7000 or. You have a maximum of six doctor visits per calendar year, each of them will be $ 15. When you sign up for seventh visit to pay the full price and the money will be discounted from your deductible. laboratory fees and X-rays are 100 %, unless it past $ 200, then you must pay the full price deductible. Prescription drugs are divided into three stages, but before the current prices are in a $ 500 deductible. After the deductible, you pay $ 20 for generics, $ 40 for brand and $ 75 for the specialty. You have to pay $ 250 in addition to your annual deductible, when you look at the emergency room, but the charge is canceled when you are admitted. Finally, for inpatient care of your hospital is up to 4-times per calendar year. It is important to note that you have the choice to get out of the network, but you have a $ 1500 yearly deductible.

CeltiCare II ":" Any Doc "PPO Plan: This plan is a doctor at any hospital for PPO members aged from 6 months to 64 ½ years old. The annual charge for this plan are $ 500, $ 1000, $ 1500, $ 2500 and $ 5000 with out-of-pocket maximum of $ 2500, $ 3000, $ 3500, $ 4500 and $ 7000 or. They have six doctor visits per calendar year and each of them will be $ 35. In the event that you opt for a seventh visit, you must be under your deductible (pay full price). Labs and X-rays are the same as the previous design and are 100%, up more than 200 The generic drugs are $ 20, $ 40 and $ 75 brand specialty and emergency room fees are $ 250 if you are not allowed. Inpatient care is up to 4 visits per year and if you network, you have a $ 1500 deductible.

CeltiCare II Managed Indemnity Plan: This plan has no network requirements means that anywhere you want and the cost of your services will be the same. The minimum age for this plan are the same as the others (between 6 months and 64 ½ years old). Deductible for this plan are as follows: $ 500, $ 1000, $ 1500, $ 2500 and $ 5000 with out-of-pocket maximum of $ 2500, $ 3000, $ 3500, $ 4500 and $ 7000th Outpatient and preventive medicine office visits will cost full price and prescription coverage is divided into three with $ 20 for generic, brand name drugs and $ 40 specialty medications are $ 75 Inpatient care is up to 4 visits per year and the emergency room is $ 250, if you are not at the hospital.

The above three plans, you can order options on the type of medical care that you need. These options include a recipe option that lets you pay no deductible for generic drugs, and only $ 100 deductible for the name and specialty chemicals, drugs, CeltiCare II Plus option that allows the person to pension and accident supplemental to the policy, and finally a term life insurance option.

Celtic Basic Health Plan: This plan is within the physical and PPO hospital network and is designed for people aged between 6 months and 64 ½ years old. Deductibles are $ 1500, $ 2500 and $ 5000, but an additional $ 1500 in deductible, if you want from the network. You have 2 doctor visits per year for the cost of $ 30 per, and then you pay the full price until meeting deductible. Labs and X-rays can also pay the full price until the deductible, and you are also to pay a fee of $ 250 every time you in the emergency room if you are not allowed. For inpatient care, you must provide a $ 500 deductible per admission and you have to pay $ 1000 deductible on prescription drugs. It is also important to mention that the drugs are often in the three steps and you pay $ 25 for generics, a 35% coinsurance for brand and 50% CO-insurance for the specialty. This plan also offers prevention, rehabilitation and home health care.

Celtic Saver HSA Health Plan: This plan is divided into two different networks, a management compensation and a PPO with the age of the members from 18 to 64 ½ years old. Deductions for individuals under this plan are $ 1500, $ 2600 and $ 5000 with the family deductible will be doubled. Non-preventive office visits after the deductible is met, as well as prescription drugs. The emergency room is that the fee of $ 250 if you are not, and the plan covers preventive eye care to $ 50 U.S. dollars, psychiatric care up to $ 2500 per person and manipulative theory to $ 500 per calendar year. Inpatient hospital intensive treatment is up to 4 visits per calendar year and the plan is also home to care for the people who need it.

As you can see, Celtic specializes in individual plans, and they have managed to share some of the best plans for the people within the State of Arizona. If you decide that Celtic insurance is right for you, then you can use your local Celtic distribution or speak with a licensed insurance agent Celtic Arizona.

Make sure and compare Arizona health insurance quotes from many different companies side by side to find the best value for your healthcare dollars. Getting the search for cheap health insurance today!