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The main goal of disability insurance is to take the place of individual income, they should not be in a position, as a result of either an accident or a disease. In fact, people tend not to spend too much time to think about the financial devastation could cause of a disabling injury or sickness therefore if disability strikes, the balance between personal income and expenses suddenly is upset, and the threat of financial disaster can quickly become a reality. In this article we will look at the government, the Short will help the workers off.
Most employees contribute to unemployment insurance through salary deductions. Employers send the amount they hold back from the workers' pay to the State Department relating Employers are also obliged to contribute to the unemployment insurance fund and have their share of the premium, the employee contribution during the presentation of the monthly deductions .
Therefore, workers who contribute to this program are entitled to receive benefit in the case of short-term disability and illness
a) All workers are in insurable employment for at least 900 hours (depending on the unemployment rate can be changed) since the last call, if this request was within the last year.
b) a medical statement on disability.
Power for a maximum period of 15 weeks after 2 weeks waiting period.
Remember, the job illness or disability in the short term, a second-payer principle, if other disability benefits are payable
The benefits are reduced dollars for dollars, if the applicant will receive:
1. Employment income such as wages, commissions or bonuses
2. Payments as compensation for an accident at work or a work-related illnesses such as Workers' Compensation benefits;
3. Group Insurance benefits for sickness or loss of wages;
4. Compensation for loss of wages from certain accident insurance policy.
5. Pension or annuity income
The performance will not occur
1. Disability pension
2. Workers' Compensation payments a lasting settlement of the conflict
3. A personal or individual illness or disability wage-loss policy.
4. Retroactive raises in wages and salaries.
I hope this information helps. If you need further information, please visit my website at:
Kyle J. Norton
http://lifeanddisabitityinsuranceunderwriter.blogspot.com/
http://disabilityinsurance01.blogspot.com/
All rights reserved. Any reproduction of this article have all the links intact. I have been studying natural remedies for prevention for more than 20 years and works as a Financial Consultant since 1990
capital title insurance company
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Barak
on วันพฤหัสบดีที่ 13 สิงหาคม พ.ศ. 2552
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