Whether you are just starting or have recently, your test, follow these simple but highly effective measures to reduce your car insurance costs.
Driving with rising costs by the month, saving as much money as possible is the number one goal when it comes to car insurance for students and newly qualified drivers.
Recent surveys have shown that the vast majority of motorists searching for car insurance online want the cheapest fare. Other areas of insurance, such as the standards of service and superior levels of cover, almost fall into insignificance according to the statistics.
In recent years, car insurance comparison sites have the process of search lower premiums much easier. There is no doubt that the possibility of hundreds of policy measures to compare your data by clicking on a handful of pages to save time and money.
However, young drivers and learners still the eye watering prices when it comes to themselves, are legally on the road. So, before you make your data, this brief but helpful list to reduce your costs:
1. Use a vehicle in a low car insurance group will receive lower bids
One of the most important aspects that come into contact, if any car insurance is the group that by the insurer. In a few words, the reduction in car insurance group, the better. This is because a group 1 car will be thousands of pounds cheaper to insure than a group 20 car.
A typical low car insurance group would be a small super-mini type vehicle with a small engine capacity. A small car with an unchanged 1.0-liter gasoline or diesel engine would therefore usually in a lower banding group, usually not as a 1 a.m. to 5 p.m. degrees.
Recent changes mean that the long-existing system of car insurance groups consisted of a one-twenty degrees, it has now become a one-fifty system.
2. Improve on Road Miles and insurers reward you
There is no doubt that the more experience you have under your belt, the better. Figures from the authorities show that first time, goes to the practical driving test for people with up to 60 hours hand-on experience.
The reason that the insurer to raise premiums to inflict weighty inexperienced drivers, especially students, is because of the appalling accident statistics. One of the major car insurance company a 300 percent increase in claims by drivers under 23 years in the past five years.
In contrast, the claims of drivers over 23 fell by 10 percent.
3. Use car insurance comparison sites to meet the cost
Comparison sites are the fastest and most effective way to receive hundreds of quotes from a few sources. Preparation is simple, as everything you need to make a few personal data and the details of the vehicle you insure.
However, there are more and more compared to all pages on the net and you should know that some of the comparison websites for learners and young drivers better than others.
Some insurance companies will not even an offer for someone with a provisional license, to ensure to their own vehicle. This is where specialist providers are more efficient than some of the larger site, which only want to assure the masses.
A little research will save you time and money in the long term it is not your first offers as the only options.
To summarize, taking into account the car insurance and to improve on the driving in general, you are in a better position to make your car insurance costs, especially if you are a student driver.
Adrian Kelly writes for CILD. Discover the vehicles at the lowest car insurance and cheap car insurance for learner drivers and a better car insurance for under 21
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